Robert J Kramer, ChFC

Bob Kramer, a native Ottumwan, is a Business Education graduate of the University of Northern Iowa. After teaching business, Bob found that he has had a strong desire to help individual investors.

Bob’s practice, Financial Partners, Inc., is an independent financial planning firm specializing in retirement planning and employer sponsored benefit programs. Qualifications include: Life Underwriters Training Council Fellow (LUTCF), Chartered Advisor for Senior Living (CASL) and Chartered Financial Consultant (ChFC). He is a Registered Securities Agent through VSR Financial Services, Inc., and is an Investment Adviser Representative (IAR) of the VSR Advisory Services, a Registered Invesment Adviser and a division of VSR. Bob is an active member of the Society of Financial Service Professionals and can provide a wide variety of financial programs with strategies to help you meet your goals.

An active community leader, Bob serves on many business and civic boards. An avid athlete, he promotes disc golf and helps coach basketball, baseball and other sports activities for sons Ben and Sam. Bob, his wife, Jane and sons are active in their church.

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Securities and Advisory Services offered through VSR Financial Services, Inc., a Registered Investment Adviser and Member FINRA/SIPC. Financial Partners, Inc. is independent of VSR.